FIXED INCOME

WHAT IS FIXED INCOME ADVISORY?

Most investors think of wealth creation in terms of stocks. But the wealthiest portfolios in the world share one common trait — a disciplined allocation to fixed income. At Marquee, our Fixed Income Advisory service helps you earn steady, tax-efficient, superior returns through carefully selected corporate bonds and debt instruments — without the volatility of equity markets.

This is not about parking money in FDs and hoping for the best. This is about deploying capital intelligently into rated, researched, high-quality corporate bonds that your bank relationship manager will never tell you about.

THE CASE FOR CORPORATE BONDS

Corporate bonds are debt instruments issued by companies to raise capital. As an investor, you lend money to the company for a fixed tenure at a pre-agreed interest rate — called the coupon. At the end of the tenure, you get your principal back. Simple. Structured. Effective.

Here is why corporate bonds deserve a place in every serious investor's portfolio:

• Superior Returns Over FDs: Investment-grade corporate bonds typically yield 1% to 3% higher than bank fixed deposits for comparable risk — compounding significantly over time.
• Predictable Cash Flows: Coupons are paid at fixed intervals — monthly, quarterly, or annually — giving you income visibility that equity markets simply cannot offer.s
• Capital Preservation: Rated bonds from financially sound companies carry a clear repayment obligation, making them one of the most reliable wealth-preservation instruments.
• Portfolio Stability: Fixed income balances out equity volatility. When markets fall, your bond allocation holds ground.
• Tax Efficiency: Long-term capital gains on listed bonds are taxed at 10% without indexation — more efficient than most traditional debt instruments.

WHAT MARQUEE'S FIXED INCOME ADVISORY OFFERS

We bring the rigor of equity research to the fixed income world — because a bond recommendation without fundamental analysis is just a sales pitch.

We identify bonds across AAA, AA+, AA, and select A-rated issuers with strong balance sheets, visible cash flows, and sound credit profiles. No chasing yield without understanding risk.

Before recommending any bond, we evaluate the issuer's debt coverage ratios, revenue visibility, promoter quality, and refinancing ability. The same analytical lens we apply to equities — applied to the companies borrowing your money.

We match bond tenures and coupon structures to your liquidity needs, income requirements, and interest rate outlook — so your fixed income portfolio works as hard as the rest of your wealth.

We build you a diversified basket across sectors and issuers, so no single credit event can significantly impair your portfolio. Concentration is a risk in bonds just as much as in equities.

From identifying the bond to completing the purchase on your DEMAT account, our team handles the process — including secondary market bond transactions for immediate deployment.

WHAT WE COVER

WHO SHOULD CONSIDER FIXED INCOME ADVISORY?

• Conservative investors looking for returns significantly better than bank FDs without taking equity-level risk.
• HNIs and retirees who need predictable income flows to meet lifestyle and liquidity needs.
• Equity-heavy portfolios that need a stabilising, income-generating allocation to reduce overall volatility
• Business owners and professionals with surplus capital seeking safe, high-yield deployment options.
• NRIs seeking INR-denominated fixed income exposure with superior yield over NRO/NRE deposits.

BUILD YOUR FIXED INCOME PORTFOLIO TODAY

Stability is not the absence of ambition — it is the foundation on which real wealth is built. Let Marquee help you construct a fixed income portfolio that earns more, risks less, and fits seamlessly alongside your equity investments.